The Guyana Bank for Trade and Industry Limited (GBTI) has recorded $4.5 Billion in after-tax profit for the year 2025, which represents an 8.2% increase when compared to 2024.
The bank convened its 38th Annual General Meeting (AGM) on Thursday, and shareholders were told that the bank had a solid financial performance.
With another good financial year, the bank intends to focus more on digital innovation, customer-centric growth, and data-driven decision-making as it supports Guyana’s rapidly expanding economy and evolving financial landscape.
In delivering his first address as Chairman of GBTI, Mr. Suresh Beharry, told shareholders that the increase in profit was driven by disciplined expansion of the loan portfolio, strong deposit growth, and continued operational efficiency.
In a statement, it was reported that the bank’s total assets grew to G$313 Billion, while customer deposits increased to G$268.6 billion, representing a 28.5% increase.
The loan portfolio expanded by 17.9%, and asset quality remained stable with a non-performing loan ratio of 4.12%.
The Bank also declared a total dividend of G$41 per share, up from G$32 per share in the previous year, which it said, reinforces its commitment to delivering value to shareholders.
GBTI maintained a strong Capital Adequacy Ratio of 16.42%, well above regulatory requirements.
It was further explained that a key highlight of the year was the continued impact of GBTI GROW, the Bank’s SME-focused lending platform, which disbursed G$394 million in loans to small and medium-sized enterprises, contributing to job creation and economic diversification across Guyana.
“The Bank’s performance was underpinned by several strategic developments, including the expansion of GO Banking digital services and the rollout of real-time card payment capabilities; the implementation of Digital Account Opening and Retail Loan Onboarding, enabling customers to apply for accounts and loans online; the expansion of the credit card portfolio and the launch of the Mastercard Debit Card; and the expansion of the Mon Repos Branch to deliver a full suite of banking products and services”, the statement said.
The AGM also reflected on the leadership transition following the tenure of former Chairman Mr. Robin Stoby, S.C., who stepped down after two decades of service. His contribution to the Bank’s growth and transformation was acknowledged.
During the meeting, shareholders voted to re-elect Directors Mr. Suresh Beharry, Ms. Kathryn Eytle-McLean, and Mr. Richard Issava, demonstrating continued confidence in the Bank’s leadership and governance.
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